Visa · 5 min read

The UAE Golden Visa through property: the AED 2M rule in practice

Who qualifies, what counts toward the threshold, and how off-plan and mortgaged purchases are treated.

The threshold

A ten-year renewable Golden Visa is available to property investors holding real estate worth AED 2,000,000 or more. The value is assessed on the DLD title deed or Oqood, not on current market value.

  • Multiple properties can be combined to reach AED 2M.
  • Off-plan purchases qualify as long as the developer is approved and the Oqood is registered.
  • Mortgaged properties qualify if the bank provides a no-objection letter and the paid-up equity is at least AED 2M.
  • Jointly owned property qualifies when each spouse's share is AED 2M or the couple applies with a marriage certificate.

What you get

The visa covers the investor, spouse and children with no sponsor, no minimum stay requirement and the ability to sponsor domestic staff.

How we structure for it

For clients where the visa is the objective, we often recommend a single AED 2M to 2.3M unit in a liquid community over several smaller units. It keeps the application simple and the exit clean. Where the client prefers yield, two JVC or Business Bay units can be combined.


General information, not financial or legal advice. Fees and rules are those published by the Dubai Land Department and UAE authorities at the time of writing and can change.